Retirement is for living.
Not for decoding Medicare.
You didn't work for decades just to spend your free time reading insurance brochures, fighting automated phone trees, or guessing which plan covers your prescriptions.
That's where I come in.
About Lenny Burton, CLU®
Lenny Burton, CLU®. Chartered Life Underwriter® designation from The American College of Financial Services. Licensed in Florida, Ohio, Indiana, and Texas.
Your plan choices come from several companies, laid out side by side, so you can see what each one covers, what it costs, and how it fits your specific doctors and medications.
Lenny Burton, CLU®
New to Medicare?
Most people become eligible at 65, but if you're qualifying earlier through disability, the process and this review work the same way. Your Initial Enrollment Period opens three months before the month you turn 65, or three months before your 25th month of disability benefits.
You can't enroll until your window opens, but it's never too early to start learning. Getting familiar with your options now means there's no rush when the time comes.
Already on Medicare?
Plan costs, prescription drug lists, and doctor networks can change every year. What worked well for your health and budget last year may not be the same fit next year. A quick annual review confirms whether your current plan still makes sense.
Let's get a head start looking at your situation so there's no rush when enrollment opens.
Medicare Supplement or Medicare Advantage?
One choice you will make in Medicare is between a Supplement plan and an Advantage plan. One isn't inherently better than the other. The right path depends completely on your lifestyle and preferences. I walk people through the comparison every day, and the answer is different almost every time.
A Supplement plan pairs with Original Medicare and gives you freedom to see any doctor nationwide, with higher monthly premiums but lower costs when you use care. An Advantage plan bundles Part A, Part B, and usually prescription drug coverage into one plan. Advantage plans use a provider network and can include additional benefits.
Which one fits your situation? Let's find out together.
How Medicare works
Medicare has four parts: hospital coverage (Part A), outpatient medical coverage (Part B), Medicare Advantage (Part C), and prescription drug coverage (Part D). Each part has its own costs, rules, and enrollment deadlines.
Lenny's Medicare Guide covers all four parts, including the 2026 premiums, deductibles, and the details that affect what you pay. Download it below, or we can go through everything together on a call.
How we work together
Share your situation.
We sit down over the phone or a secure video call and talk about your preferred doctors, your current prescription medications, and your baseline budget. Nothing about your existing coverage changes during this step.
Review the options.
The plans that match your medical profile are organized next to each other. You'll see what each path costs, check your physician networks, and see how your prescriptions are covered under each option.
Decide when you're ready.
The final choice belongs entirely to you. You can select a plan immediately, take the comparison home to think it over, or decide to keep your current coverage exactly as it is.
Compare available plans in your area.
Enter your 5 digit ZIP to see the plans available where you live. We'll review them together on our call.
People become eligible for Medicare every day of the year.
Special enrollment periods open up when life changes: a move, a retirement, a change in coverage. And sometimes you just have questions. There's no season for that. I'm here all year.
Get Lenny's Medicare Guide
What to know before you pick a plan.
A walkthrough of what Medicare covers, what it costs, and the deadlines that matter. Written for people who want to understand their options before sitting down with anyone.
No obligation to enroll.
Frequently asked questions
Does working with you cost me anything?
Will I see every plan available in my area?
What if I already like my plan?
I have coverage through an employer. Do I need to sign up at 65?
Schedule a consultation →
Can I switch plans if I want to make a change?
Book a call →
I'm on Social Security Disability. Does Medicare work the same for me?
Schedule a conversation
Pick a date and time that fits your schedule. We can talk over the phone or look at the plans together via a secure video meeting.
After you book, we'll send a short Scope of Appointment form to confirm which topics you'd like to discuss. Medicare rules require this at least 48 hours before we meet.
Calls and virtual meetings regarding Medicare plans are recorded for quality and compliance purposes.
By booking, you agree that Leonard Burton, a licensed insurance agent, may contact you by phone, email, or text message about Medicare insurance options. Consent to receive texts is not a condition of purchase. Reply STOP to opt out of texts at any time. Message and data rates may apply. Your information will not be shared with any other agent or organization without your express written consent.
Not ready to schedule? Submit a quote request instead →
Disclosures and compliance notes
We do not offer every plan available in your area. Currently we represent 5 organizations which offer 30 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
This is a solicitation for insurance. Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program.
Call Lenny Burton, CLU®: (772) 675-5433 FL · (937) 882-5433 OH · (812) 975-5433 IN · (940) 286-5433 TX
Calling the numbers above will connect you with a licensed insurance agent.
Calls and virtual meetings regarding Medicare plans are recorded for quality and compliance purposes.
Premium figures, deductibles, and caps reflect official federal regulations for the 2026 plan year. No mobile information will be shared with third parties for marketing purposes. Reply STOP to opt out of SMS. Message and data rates may apply.
Written by Leonard "Lenny" Burton, CLU® · NPN 19046937
© 2026 Leonard Burton, CLU® · FL W548097 · OH 1258856 · IN 3417602 · TX 3502591