Figure out how much coverage you need, what it costs, and what questions to ask before you buy.
Fair question. Here's why:
1. So I can send you the guide. Can't email or text it to you without your contact info.
2. So you know who it's from. This isn't some anonymous PDF. It's from me, a licensed agent with a CLU designation. If you read it and have questions, you know who to call.
3. So I can follow up (if you want). After you read it, if you want actual quotes from real carriers, I can help. If you don't, I won't bug you.
I'm not adding you to some spam list. If you want to talk after reading the guide, great. If not, also great.
You don't know how much coverage you need. Your employer gives you 1x or 2x your salary. Is that enough? Too much? You're guessing.
You don't know what you'd actually pay. You think life insurance costs way more than it does. Most people overestimate by 3x.
You're going to buy coverage at some point anyway. Might as well know what you're doing before an agent tries to sell you.
Every year you wait costs you money. You're a year older. Rates went up. If you develop a health condition, rates go way up (or you can't get coverage at all).
Your family needs to know you handled it. Not someday. Not when you get around to it. Now, while you're healthy and rates are still reasonable.
I'll send it via email or text